I normally do not purchase travel insurance, choosing instead to self-insure. However, in April 2010, when I booked and paid for the two trips my wife and I planned to take in 2011 with Cruise West aboard the Spirit of Oceanus (Muscat, Oman, to Alexandria, Egypt, April 4-11, and Reykjavik, Iceland, to Halifax, Canada, Sept. 1-11), something (a little birdie?) kept telling me, ‘Buy travel insurance.’
Perhaps it was the fact that the first cruise was a year away, or maybe it was the...
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